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Services

This page tells you all about the services we provide, the process we follow, and the steps we take.

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What is in it for me?

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Humane yet pragmatic

Financial Planning

SahajMoney offers flat fee-only comprehensive goal-based financial planning to clients. Based on the response received for risk profiling questionnaire and subsequent discussion with the client we suggest asset allocation (Fixed Income, Equity, etc.) as well as risk mitigation (Life Insurance, Health Insurance, etc. ) strategies for achieving their financial goals.

SahajMoney works with both Resident and Non-resident Indians (NRIs) for their investment in various asset classes in India. We work with our clients’ to align their savings and investments with their financial goals so that they could expect to have funds available to fund these goals at the time of need rather than frequently suggesting our clients’ to allocate their corpus to the latest investment fad.

We do this based on the philosophy that frequent rejig of the portfolio in order to time the financial market does nothing in particular to increase our clients’ portfolio returns. We do not proffer advice on direct equity investment but depending on clients’ risk profile suggest equity mutual funds for equity asset allocation.

Book An Appointment

Introduction

We explain about features, fee and duration of our financial planning and wealth management service. We answer the most important aspect of expectation – What is in it for me? We do this to set and meet your expectation from the engagement.

Onboarding

As part of regulatory requirement we share a Letter of Engagement (LoE) to collect your consent for engagement along with your Know Your Client (KYC) documents to check your KYC status prior to collecting the fees and starting the engagement.

Collection

After onboarding we do a risk profiling exercise to understand your risk appetite and collect your cash flow, net worth, financial goals, and insurance data to prepare your goal-based financial plan. We only ask details which are essential for planning.

Analysis

Post collection of data we identify and fill the gaps, if any, in data points along with you. After that we complete and share risk profiling and draft analysis. After you go through the analysis and share the acceptance of same, we prepare the final plan.

Develop

Afterwards we take anything between few days to weeks to develop your personalized final plan so that it resonates with various aspects of your financial life. After sharing the plan, you can come back to us with follow up questions, if any.

Implement

Finally, you implement the plan and although the plan has specific details to help you in implementing it but still during this process you can approach us to advice you on implementation of the plan.

Business Hours

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While our office is located in Delhi. Our Fee-Only financial planning services are always one call away.
Book Appointment
06:51 pm
September 22, 2021
Mon 09:00 AM - 06:00 PM
Tue 09:00 AM - 06:00 PM
Wed 09:00 AM - 06:00 PM
Thu 09:00 AM - 06:00 PM
Fri 09:00 AM - 06:00 PM
Sat 09:00 AM - 06:00 PM
Sun Closed

We are unavailable.