Buying the dip vs SIP: Which strategy delivers better returns? Here's what math says
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said research shows waiting for dips tends to lag a systematic plan because markets rise more often than they fall, so idle cash has a cost. He suggested that salaried investors automate their investing to remove emotion.
More of Abhishek's views on mutual funds
The article compares waiting to buy during market falls with investing a fixed amount every month through a SIP. Using a simple example of ₹30,000 a month, it shows how cash held back while waiting for a correction can miss market gains, and how a SIP keeps buying through both rises and falls.
Publisher source
Buying the dip vs SIP: Which strategy delivers better returns? Here's what math says