Investing in 2025: How often should you rebalance your portfolio?

Building an investment portfolio starts with assessing your risk tolerance, which determines how much volatility and potential loss you’re comfortable with when investing in assets like stocks, equity, debt, or liquid funds. Diversifying across mutual funds, SIPs, and different asset classes helps balance risk and optimize returns. Understanding capital gains tax is crucial: equity mutual fund gains held over a year are tax-exempt up to ₹1 lakh annually, while debt fund gains are taxed differently. A well-structured plan aligns investments with your goals, risk profile, and tax efficiency