Right taxsavers: Align choice with risk appetite, asset allocation & goals
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said a product with a three-year lock-in does not suit someone who needs money for a goal in two years. He cautioned that investors often pick for the immediate tax break and that agents may push commission-paying products.
More of Abhishek's views on mutual funds
Written as the deadline for 2024-25 tax-saving investments neared, the article lists what to weigh before choosing an instrument: risk appetite, age, asset allocation, lock-in and return potential. It compares options such as PPF, EPF, NPS, tax-saving deposits and ELSS, and flags common last-minute mistakes, including mis-selling.
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Right taxsavers: Align choice with risk appetite, asset allocation & goals