You can invest in mutual funds through your employer. But should you?
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said corporate SIPs offer a disciplined way to invest through salary deductions, but cautioned that scheme choice may be limited, tied-up fund houses gain an edge, and money may be at risk if an employer deducts but fails to pay it in.
More of Abhishek's views on mutual funds
The article explains corporate SIPs, under which employers deduct mutual fund investments from salary and pay them directly to fund houses. It covers how the process works for employees and employers, the discipline it brings, and drawbacks such as limited scheme choice and the need to go through HR to pause or stop.
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You can invest in mutual funds through your employer. But should you?