Bond SIPs: convenience, higher yields, and hidden risks
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said bond SIPs suit investors who can act as their own fund managers, tracking interest-rate cycles, issuer quality and exits, and advised matching the SIP's duration to the goal and knowing the exit cost.
More of Abhishek's views on saving and deposits
The article explains bond SIPs offered by online bond platforms, which buy one bond from one issuer at regular intervals. It compares them with debt mutual funds on diversification, reinvestment of interest, liquidity and tax, and highlights the credit and concentration risks investors take on when buying individual bonds.
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Bond SIPs: convenience, higher yields, and hidden risks