Can a 10-year SIP really make you rich? Here’s the truth you need to know

Last Update Date: 06-10-2026

Published by India Today

Abhishek Kumar's role: Quoted

Abhishek Kumar cautioned that treating a ten-year equity SIP as a sure profit is an oversimplification, explaining that a long horizon lowers the chance of a loss but equity funds remain market-linked.

The article asks whether a ten-year SIP in equity funds is enough to build wealth. It explains rupee cost averaging, why market falls can help regular investors, and how fund choice, inflation and investor behaviour shape outcomes, concluding that a long horizon improves the odds but does not settle the result.

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Can a 10-year SIP really make you rich? Here’s the truth you need to know

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