SahajMoney in the Media

2026 (8)

• 3 Oct 2026
  You paid less than Re 1 for railway insurance. But what exactly did you buy?India Today · Abhishek quoted · InsuranceOriginal at India Today: You paid less than Re 1 for railway insurance. But what exactly did you buy? (opens in a new tab)

  Abhishek Kumar explained that the low premium works because risk is pooled across millions of passengers, and said the cover should be seen as a group accident benefit. He also set out key exclusions and common reasons for claim rejection.

• 2 Oct 2026
  Check authenticity and costs before buying art; keep allocation smallBusiness Standard · Abhishek quoted · Money managementOriginal at Business Standard: Check authenticity and costs before buying art; keep allocation small (opens in a new tab)

  Abhishek Kumar pointed out that art earns nothing while it is held and carries heavy transaction costs. He said a budget must cover fees, insurance and upkeep, and suggested keeping art to about 2 to 5 per cent of net worth.

• 1 Oct 2026
  The Insurance You Didn’t Mean To Buy: Beware Of Hidden Cover At CheckoutOutlook Money · Abhishek quoted · InsuranceOriginal at Outlook Money: The Insurance You Didn’t Mean To Buy: Beware Of Hidden Cover At Checkout (opens in a new tab)

  Abhishek Kumar said such cover can be left out when the amount insured is small or the risk is remote, and cautioned sale shoppers to read the policy terms. He also explained how to ask for cancellation and a refund when cover is added without consent.

• 29 Sept 2026
  Hotmail’s Sabeer Bhatia wants 55% inheritance tax in India: What happens to your savings and wealth?India Today · Abhishek quoted · Money managementOriginal at India Today: Hotmail’s Sabeer Bhatia wants 55% inheritance tax in India: What happens to your savings and wealth? (opens in a new tab)

  Abhishek Kumar said a high exemption threshold linked to inflation would be needed to protect middle-class families, and cautioned that a steep rate could force heirs to sell business assets and discourage long-term saving.

• 25 Sept 2026
  Most F&O traders lose money; should retail investors be flocking there?The Federal · Interview with Abhishek · Money managementOriginal at The Federal: Most F&O traders lose money; should retail investors be flocking there? (opens in a new tab)

  Abhishek Kumar explained why F&O losses grow: borrowed exposure, time decay, trading on expiry days, costs and trading habits. He also covered using derivatives to hedge, who should stay cautious, and basic rules for managing risk.

• 16 Sept 2026
  Don't let fake discounts and paid rankings distort online shopping dealsBusiness Standard · Abhishek quoted · Money managementOriginal at Business Standard: Don't let fake discounts and paid rankings distort online shopping deals (opens in a new tab)

  Abhishek Kumar suggested taking bundled offers only when every item was already planned, reading the fine print on no-cost EMIs for fees and penalties, and checking that a seller is an authorised retailer.

• 11 Sept 2026
  Drive less, pay less: Is pay-as-you-drive insurance cover right for you?Business Standard · Abhishek quoted · InsuranceOriginal at Business Standard: Drive less, pay less: Is pay-as-you-drive insurance cover right for you? (opens in a new tab)

  Abhishek Kumar pointed out the privacy concerns of usage tracking and cautioned that top-ups or penalties can erase savings for heavy drivers. He suggested estimating past mileage from service records, keeping a 15-20% buffer and checking whether add-on covers lapse.

• 8 Sept 2026
  Pharma funds rally: How to pick right one based on portfolio, risk, costsBusiness Standard · Abhishek quoted · Mutual fundsOriginal at Business Standard: Pharma funds rally: How to pick right one based on portfolio, risk, costs (opens in a new tab)

  Abhishek Kumar explained what drives pure pharma funds and the trade-offs of large-cap, mid and small-cap and global tilts. He suggested using three- and five-year rolling returns and maximum drawdown.