Abhishek Kumar in Moneycontrol

2025 (6)

• 22 Dec 2025
  December 2025 NPS changes: A big step forward, but read the fine printAbhishek quoted · Retirement

  Abhishek Kumar suggested estimating extra income needs from expenses, inflation and life expectancy and drawing it through a systematic withdrawal plan. He cautioned that NPS should be pledged for a loan only as a last resort.

• 19 Sept 2025
  Unlocking savings on your iPhone 17 purchase — bank offers, exchange bonus, cash-back deals explainedAbhishek quoted · Saving and deposits

  Abhishek Kumar pointed out that no-cost EMI deals are often limited to certain cards or banks and may carry prepayment penalties, which can raise the total cost of the purchase.

• 1 Sept 2025
  Hospitalisation costs are rising—Here’s how to future-proof your health coverAbhishek quoted · Insurance

  Abhishek Kumar said maternity cover is worth buying only when an employer policy does not already provide it, and cautioned that such riders carry waiting periods and sub-limits that buyers should check first.

• 22 Aug 2025
  Smart investing for grandchildren: Plan for their higher education without financial stressAbhishek quoted · Money management

  Abhishek Kumar explained that a mutual fund folio in a minor's name is run by a parent as guardian until the child turns 18, and that income from gifted money is taxed in the parents' hands until then.

• 6 Aug 2025
  Specialised Investment Funds (SIFs) let you bet on both rising and falling stocks, but are they right for...Abhishek quoted · Mutual funds

  Abhishek Kumar explained how capital gains on equity-oriented SIFs are taxed and pointed out that investors pay tax only on redemption, since trading inside the fund does not create a tax event for them.

• 29 Apr 2025
  Akshaya Tritiya 2025: Gold continues to glitter, but silver can also add shine to your portfolioAbhishek quoted · Mutual funds

  Abhishek Kumar said silver's long-term outlook is supported by industrial demand and limited supply, and suggested a small allocation within a long-term portfolio for diversification. He favoured silver ETFs for their liquidity, low cost and ease of trading.