Abhishek Kumar in Business Today

Abhishek Kumar explained that the structure is a leveraged dollar carry trade, not a conventional fixed deposit, and pointed out that costs, rising loan rates, early exit charges and foreign tax rules can reduce what investors actually earn.

Abhishek Kumar explained that many claim disputes arise because policyholders do not realise a new insurer runs its own underwriting before accepting them. He said he often hears from people who switched insurers and were surprised by a rejection.

Abhishek Kumar shared the case in a LinkedIn post cited by the outlet, describing ₹3.3 lakh in EMIs on a ₹2 lakh salary, outlined steps that put cash flow first, and said debt is a behaviour problem.

Abhishek Kumar said Gen Z is taking a middle path between older generations' caution and global peers' risk-taking, and noted many lack an emergency fund. He suggested building a six-month emergency corpus and clearing costly debt before investing, and putting money in equity only with a horizon of five to seven years.

Abhishek Kumar said passive funds let investors earn market-linked returns from a diversified basket of stocks at very low cost, since costs and diversification shape a portfolio's returns and risk.

Abhishek Kumar, in a LinkedIn post cited by the outlet, said falling sign-ups reflect lost tax benefits and minimal distributor commissions, and cautioned that NPS will stay neglected unless PFRDA fixes incentives.

Abhishek Kumar, whose LinkedIn post explaining the new process the outlet cited, said the facility was long overdue and cautioned that tax liability depends on whether the move is recorded as a gift or a transfer.

Abhishek Kumar compared the two options in a LinkedIn post that Business Today cited. He cautioned that leaving service early could delay or cut the UPS pension.

Abhishek Kumar pointed out that the quant scheme had small assets and had lagged the wider flexi-cap category, and said the fund house was probably trying to consolidate resources and cut operating costs.