Abhishek Kumar in Business Today
Business Today is a business magazine and website from the India Today Group. Abhishek Kumar, founder of SahajMoney and SEBI Registered Investment Adviser (INA100008045), is quoted in its personal finance stories on mutual funds, retirement, insurance and money management. Each item below links to the original or to our summary of it.
9 items in Business Today since 2025.
All 9 items in Business Today
2026 (4)
- 16 Jul 2026'Zero risk' 16% returns in dollars? Why experts say NRIs should read the fine print firstAbhishek quoted · Money management
Abhishek Kumar explained that the structure is a leveraged dollar carry trade, not a conventional fixed deposit, and pointed out that costs, rising loan rates, early exit charges and foreign tax rules can reduce what investors actually earn.
- 14 Jul 2026'I've had health insurance for 8 years. How can my claim be rejected?' Here's why insurers can still deny claims after policy portabilityAbhishek quoted · Insurance
Abhishek Kumar explained that many claim disputes arise because policyholders do not realise a new insurer runs its own underwriting before accepting them. He said he often hears from people who switched insurers and were surprised by a rejection.
- 3 Apr 2026‘₹3.3 lakh EMI on ₹2 lakh salary’: Advisor warns of rising ‘fintech debt trap’ among earnersAbhishek quoted · Debt and loans
Abhishek Kumar shared the case in a LinkedIn post cited by the outlet, describing ₹3.3 lakh in EMIs on a ₹2 lakh salary, outlined steps that put cash flow first, and said debt is a behaviour problem.
- 29 Jan 2026Cautious Money: Gen Z is obsessed with saving and investmentAbhishek quoted · Money management
Abhishek Kumar said Gen Z is taking a middle path between older generations' caution and global peers' risk-taking, and noted many lack an emergency fund. He suggested building a six-month emergency corpus and clearing costly debt before investing, and putting money in equity only with a horizon of five to seven years.
2025 (5)
- 7 Nov 2025Riding Out the Volatility with Passive FundsAbhishek quoted · Mutual funds
Abhishek Kumar said passive funds let investors earn market-linked returns from a diversified basket of stocks at very low cost, since costs and diversification shape a portfolio's returns and risk.
- 28 Aug 2025Nobody wants NPS? India’s 'cheapest' retirement plan is failing, advisor explains whyAbhishek quoted · Retirement
Abhishek Kumar, in a LinkedIn post cited by the outlet, said falling sign-ups reflect lost tax benefits and minimal distributor commissions, and cautioned that NPS will stay neglected unless PFRDA fixes incentives.
- 19 Jun 2025This 2025 mutual fund hack will save your family lakhs, if you click the right buttonAbhishek quoted · Mutual funds
Abhishek Kumar, whose LinkedIn post explaining the new process the outlet cited, said the facility was long overdue and cautioned that tax liability depends on whether the move is recorded as a gift or a transfer.
- 14 Apr 2025₹2.25 crore or ₹84,658/month? Govt employees face pension fork as advisor sounds June alarmAbhishek quoted · Retirement
Abhishek Kumar compared the two options in a LinkedIn post that Business Today cited. He cautioned that UPS cannot be switched back to NPS and that leaving service early could delay or cut the pension.
- 4 Mar 2025Tata Quant Fund to merge with Tata Flexi Cap Fund: Should you stay invested if fund houses merge schemes?Abhishek quoted · Mutual funds
Abhishek Kumar pointed out that the quant scheme had small assets and had lagged the wider flexi-cap category, and said the fund house was probably trying to consolidate resources and cut operating costs.
Abhishek Kumar is a SEBI Registered Investment Adviser (INA100008045) and the founder of SahajMoney, a fee-only financial planning firm. More about Abhishek · All press coverage