₹2.25 crore or ₹84,658/month? Govt employees face pension fork as advisor sounds June alarm
Last Update Date: 06-10-2026
Published by Business Today
Abhishek Kumar's role: Quoted
Abhishek Kumar compared the two options in a LinkedIn post that Business Today cited. He cautioned that UPS cannot be switched back to NPS and that leaving service early could delay or cut the pension.
More of Abhishek's views on retirement
The article covers the choice central government employees had to make by June 2025 between the National Pension System and the Unified Pension Scheme. It compares the contribution structure, the market-linked nature of NPS, the fixed pension under UPS, and the fact that the choice cannot be reversed.
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₹2.25 crore or ₹84,658/month? Govt employees face pension fork as advisor sounds June alarm