Can you retire with Rs 3 crore? Viral Reddit post sparks debate over Rs 1 lakh monthly income
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Mentioned
Abhishek Kumar is mentioned through earlier India Today reporting in which he said a single retirement number for everyone is not the right way to think about the question.
More of Abhishek's views on retirement
The article tests a viral online claim that ₹3 crore can fund ₹1 lakh of monthly spending for life. It explains the 4 per cent withdrawal rate, how inflation raises spending needs over time, and why housing, healthcare, location and investment mix mean no single retirement figure suits everyone.
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Can you retire with Rs 3 crore? Viral Reddit post sparks debate over Rs 1 lakh monthly income