Abhishek Kumar in freefincal

Abhishek Kumar wrote this article on early retirement, suggesting a lower withdrawal rate and a corpus of about 30 to 35 times annual expenses for a 50-year retirement, along with rebalancing twice a year.

Abhishek Kumar wrote this guest post on contentment and money, arguing that wealth is a tool for freedom and that knowing when you have enough matters more than any checklist.

Abhishek Kumar wrote this article on handling family and social pressure around money decisions, suggesting ways to explain choices calmly and decide without being rushed.

Abhishek Kumar wrote this guest article for freefincal, arguing that a steady, automated SIP removes the need to time the market, and that putting a windfall to work during a real correction should be a side strategy, not the core plan.

Abhishek Kumar wrote this guest post for freefincal, drawing on a review of a 75-year-old's finances to describe what he calls a switch failure, and how families can help parents spend on their own comfort.

Abhishek Kumar wrote this guest article for freefincal on the slow early phase of wealth building, drawing on client conversations to explain the behavioural habits that help investors stay the course.

Abhishek Kumar wrote this guest post on why he advised a friend to stop a life cover he no longer needed, and how readers can test whether their own term plan still serves a purpose.

Abhishek Kumar wrote this article on share buybacks, showing that shareholders in higher tax slabs may end up worse off by tendering, and that each investor now needs to compare the after-tax outcome.

Abhishek Kumar wrote this guest post on raising grounded children after early retirement, drawing on his own experience as a parent who asks his son to share household chores without pay.

Abhishek Kumar wrote this review of SEBI's draft categorisation rules, noting the overlap limits could curb false diversification but cautioning that allowing second schemes in a category could leave long-time investors in shrinking older funds.

Abhishek Kumar wrote this article for freefincal, offering a data-based view that the small shortfall of index funds from costs is by design, and suggesting a core-satellite approach with low-cost index funds at the core.

Abhishek Kumar wrote this guest post for freefincal, tracing the origin of the two-hour claim and urging policyholders to check IRDAI's published documents and their own policy wording.

Abhishek Kumar wrote this guest article for freefincal, explaining how GIFT City funds give resident investors another route to global equities and suggesting such funds be weighed within a goal-based plan rather than chosen in haste.

Abhishek Kumar wrote this guest post on why a high metro salary can still leave little room to save, and on practical steps such as a 50-30-20 budget and an emergency fund of eight months or more.

Abhishek Kumar wrote this article explaining the three disclosure changes and how they help investors compare funds across fund houses on a like-for-like basis.

Abhishek Kumar welcomed the proposal as a way for prospective advisers to try the profession, noted that he had to quit his job to register in 2017, and urged SEBI to hold part-time advisers to the same rules as full-time ones.

Abhishek Kumar wrote this op-ed calling for greater transparency from the fund house and SEBI, arguing that protecting minority unitholders' trust should come first and citing Warren Buffett's handling of the Salomon Brothers crisis.

Abhishek Kumar wrote this article on why mutual fund investors should check their KYC status after SEBI's 2024 re-KYC deadline, and how to fix it so that investing with a new fund house is not blocked.

Abhishek Kumar shared, in his own words, how a family setback shaped his interest in unbiased planning and why he left corporate work to offer fee-only investment advice.

Abhishek Kumar is included in the list of flat-fee-only SEBI-registered advisers, with SahajMoney's website and Hindi noted as a language he works in.