Hospitalisation costs are rising—Here’s how to future-proof your health cover

Last Update Date: 06-10-2026

Published by Moneycontrol

Abhishek Kumar's role: Quoted

Abhishek Kumar said maternity cover is worth buying only when an employer policy does not already provide it, and cautioned that such riders carry waiting periods and sub-limits that buyers should check first.

Citing a survey showing many insured people doubt their health cover can keep pace with rising medical costs, the article reviews add-ons that can strengthen a health policy. It covers OPD cover, maternity riders, room rent waivers and options to shorten the waiting period for pre-existing diseases.

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Hospitalisation costs are rising—Here’s how to future-proof your health cover

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