Choose loan-against-property for higher amount, low rates, flexible end-use
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that only property with a clear title and proper documents qualifies, that farm land is usually not accepted, and that co-owners must consent. He pointed out the lack of tax benefits and advised against such loans for those already carrying heavy debt.
More of Abhishek's views on debt and loans
With lenders turning to loans against property as unsecured lending slows, the article explains how such loans work. It covers eligible properties, loan sizes, interest rates, tenure and loan-to-value limits, common uses such as debt consolidation, the risk of losing the property on default, and how to compare lenders.
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Choose loan-against-property for higher amount, low rates, flexible end-use