Daily SIP vs monthly SIP vs quarterly SIP: The best choice depends on this one factor – Experts decode
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar said that, over long periods, Indian equity data shows SIP frequency has little effect on final outcomes, and suggested aligning SIPs with income, noting that daily SIPs add operational work without a clear benefit.
More of Abhishek's views on mutual funds
The article asks whether daily, monthly or quarterly SIPs make a real difference over the long term. Citing past data, it finds the gap is small and suggests matching SIP frequency to cash flow, with worked examples for an investor with mixed income and one with a steady salary.
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Daily SIP vs monthly SIP vs quarterly SIP: The best choice depends on this one factor – Experts decode