Deferred Annuity Plans Provide Regular Income After Retirement, But Beware Inflation
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar commented on the usual level of annuity returns and cautioned that a fixed payout that looks adequate in the first year can fall short later as inflation pushes up expenses.
More of Abhishek's views on insurance
The article explains how deferred annuity plans work, with buyers paying in before retirement for a lifelong income later. It warns that payouts are fixed and not linked to inflation, so they can fall short over time, and suggests weighing the plan's internal rate of return and open market options.
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Deferred Annuity Plans Provide Regular Income After Retirement, But Beware Inflation