Does your health insurance policy cover cancer, stroke and other critical illnesses? Here’s what to check and
Last Update Date: 06-10-2026
Published by The Economic Times
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that choosing between a standalone policy and a rider depends on cover needs and budget. He said a standalone policy offers wider cover and more flexibility, but at a higher premium.
More of Abhishek's views on insurance
The article explains critical illness insurance, which pays a lump sum on diagnosis of a covered serious illness. It compares standalone policies, riders on life or health plans, and comprehensive health plans with critical illness benefits, and discusses how much cover to consider and who may need it.
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Does your health insurance policy cover cancer, stroke and other critical illnesses? Here’s what to check and