HDFC Ergo withdraws 3 health insurance policies: How will it impact policyholders? Will premiums increase?

HDFC Ergo has discontinued three variants of its my:health Suraksha health insurance plans-Gold, Platinum, and Silver. Existing policyholders will retain their coverage until renewal, after which they can migrate to alternative plans like Optima Restore, keeping accumulated bonuses and continuity benefits. Premiums for the new plans are expected to be similar, though features may differ, so policyholders should compare options before renewing. The withdrawal aims to streamline HDFC Ergo’s offerings and align with recent regulatory changes, not due to any underlying issue with the insurer