How To Claim Health Insurance From Multiple Policies: All You Need To Know

Last Update Date: 06-10-2026

Published by Outlook Money

Abhishek Kumar's role: Quoted

Abhishek Kumar suggested buying a personal health policy because employer covers often have limits, and also suggested a super top-up to deal with medical inflation or difficulty raising cover later due to a pre-existing condition.

Outlook Money answers common questions about holding more than one health insurance policy: how many can be bought, the need to disclose existing covers, which policy to claim from first, how top-up policies work, and when cashless and reimbursement claims apply.

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How To Claim Health Insurance From Multiple Policies: All You Need To Know

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