How to prevent rejection of EV insurance claim: Key precautions to take
Last Update Date: 05-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar cautioned that insurers may treat driving an EV through deep floodwater, or charging it after it has been heavily exposed to water, as negligence by the owner.
More of Abhishek's views on insurance
The article explains why electric vehicle insurance claims get rejected and how owners can avoid it. It covers the use of unapproved chargers and batteries, normal battery wear, undisclosed modifications, warranty and recall issues, waterlogging, repairs before a surveyor's inspection and delays in informing the insurer.
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How to prevent rejection of EV insurance claim: Key precautions to take