Insurance Cover During Protests And Riots: How Health, Term And Motor Claims Work
Last Update Date: 05-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that comprehensive motor policies usually pay for riot damage, life policies pay nominees when the person who died was not involved in the violence, and health plans usually pay for injuries unless the event is classed as war or terrorism.
More of Abhishek's views on insurance
Outlook Money explains how health, term life and motor insurance treat losses linked to protests, riots and civil unrest. Cover usually applies to innocent victims, while active participation in violence or unlawful acts can lead to rejection. It lists the exclusions to check and the records, such as an FIR and medical papers, that support a claim.
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Insurance Cover During Protests And Riots: How Health, Term And Motor Claims Work