Loan against shares: Have emergency funds ready to handle margin calls
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested borrowers stay 20-30% below their maximum eligible amount so that margin calls are less frequent, and advised keeping emergency funds ready to meet such calls on time.
More of Abhishek's views on debt and loans
After the RBI raised the per-person cap on loans against shares to ₹1 crore from ₹20 lakh, this article explains how these loans work. It covers pledging, interest rates, margin requirements, eligible securities and uses, and the risk of margin calls and forced selling when markets fall, with a checklist on who should consider them.
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Loan against shares: Have emergency funds ready to handle margin calls