RBI Monetary Policy: What new and existing home loan borrowers need to know
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested that prospective home loan borrowers compare rates across lenders and weigh a fixed-rate loan as protection against higher interest if the repo rate climbs later.
More of Abhishek's views on insurance
After the RBI kept the repo rate at 5.5%, the article sets out options for home loan borrowers. New borrowers are encouraged to compare lenders and negotiate terms, while existing borrowers can check whether past cuts were passed on and consider a balance transfer, prepayment or a higher EMI.
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RBI Monetary Policy: What new and existing home loan borrowers need to know