Reassess choice of tax regime, spread investments across year
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said tax planning left until year-end leads to rushed, poor investments, noted that interest on EPF contributions over ₹2.5 lakh a year is taxed, and suggested regular Section 80C investing if EPF does not use up the ₹1.5 lakh limit.
More of Abhishek's views on money management
Published at the start of FY 2025-26, the article lists financial tasks to finish early in the year: investing in PPF and SSY before April 5, reviewing the emergency fund and goals, checking home loan rates and choosing a tax regime. It also covers spreading tax-saving investments across the year and filing Form 15G or 15H where eligible.
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Reassess choice of tax regime, spread investments across year