Rs 18 A Day For Health Insurance—Is It Really Enough?
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar said the right sum insured depends on context, with metro families needing ₹10–15 lakh given medical inflation, and said micro cover can still help people avoid medical debt.
More of Abhishek's views on insurance
Outlook Money examines micro health insurance plans advertised at a few rupees a day. It explains what they cover, why a sum insured of ₹1–5 lakh may fall short for serious illness, their sub-limits and exclusions, and why they can still serve as a starting cover for low-income households.
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Rs 18 A Day For Health Insurance—Is It Really Enough?