SIP myths debunked: When investors should step up, pause, or stop them
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said investors can step up SIPs at any time if it stays in line with their risk-based asset allocation, and cautioned against over-committing. He suggested pausing equity SIPs once the desired equity share is reached, but not during market downturns.
More of Abhishek's views on mutual funds
The article looks at when investors should increase, pause or stop their SIPs, drawing on industry data on the growth of SIP accounts and contributions. It covers step-up SIPs linked to income growth, reasons to pause such as emergencies or asset allocation, when stopping makes sense, and common myths about SIPs.
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SIP myths debunked: When investors should step up, pause, or stop them