Take cover: Check details, seek written confirmation of terrorism insurance
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested that people working in high-risk areas ask insurers whether their location, occupation and bystander situations are excluded. He advised searching policy wording for terms such as terrorism, war and riots, and getting written confirmation rather than assuming cover.
More of Abhishek's views on insurance
After a blast near Delhi's Red Fort, the article explains how term, health and home insurance policies treat terrorism. It notes that most term plans cover it, that high-risk jobs must be disclosed, that hospital costs may be covered subject to terms, and that home cover often needs an add-on, so buyers should read exclusions and seek written confirmation.
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Take cover: Check details, seek written confirmation of terrorism insurance