The Rs 1 crore question: Should you invest in stocks or buy a home?
Last Update Date: 05-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said the choice should start with opportunity cost and the reason for buying, with self-use often favouring a home. He cautioned about debt levels, emergency funds and low rental yields, and suggested building an equity corpus first.
More of Abhishek's views on mutual funds
The article weighs a common middle-class choice: buying a ₹1 crore home or investing the money in equities. It compares the total cost of a home loan with investing the EMI amount, looks at rental yields, liquidity and risk, and discusses how much of net worth to hold in real estate.
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The Rs 1 crore question: Should you invest in stocks or buy a home?