Why a magical 12% SIP may not give you solid returns?
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar, in a LinkedIn post the outlet cited, pointed out that the example mixed real and nominal figures, and suggested comparing all amounts either in today's rupees or in actual rupees.
More of Abhishek's views on mutual funds
The article covers a viral example that made long-term SIP investing look barely worthwhile. It explains that the figures mixed inflation-adjusted and nominal values, applying inflation only to the final amount, and argues that every figure in such a comparison should be on the same basis.
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Why a magical 12% SIP may not give you solid returns?