Year-end portfolio review: Should you reduce weight of gold and silver?
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said a proper assessment of risk profile should come before any change in allocation, suggested more liquid, low-risk assets and a larger emergency fund if income fell, and said the 100-minus-age rule should not guide allocation.
More of Abhishek's views on mutual funds
Business Standard explains how to carry out a year-end portfolio review after a year in which gold and silver rose sharply. It covers how each asset class fared, when and how to rebalance while limiting tax and exit loads, and how changes in income, age, goals and comfort with volatility should shape asset allocation.
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Year-end portfolio review: Should you reduce weight of gold and silver?