Buying vs renting a home: ₹1 crore home today or ₹6 crore corpus after 20 years - how the strategy of renting
Last Update Date: 05-10-2026
Published by The Economic Times
Abhishek Kumar's role: Quoted
Abhishek Kumar said buying makes more sense when the owner plans to live in the home for at least a decade and can use home loan tax deductions, and suggested treating a primary residence as a lifestyle choice rather than an investment.
More of Abhishek's views on money management
The article compares buying a ₹1 crore home in a metro with renting and investing the difference over 20 years. Using stated assumptions on loan rates, rent growth and property appreciation, it sets out when renting may build more wealth and when buying can make sense.
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Buying vs renting a home: ₹1 crore home today or ₹6 crore corpus after 20 years - how the strategy of renting