Can you afford senior living housing? Key factors to consider before investing
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested estimating monthly expenses and total assets and weighing costs against one's means before deciding. For a retiree with a pension, he said upfront payments would need savings, making tier-2 options workable but metro homes harder.
More of Abhishek's views on debt and loans
The article examines whether senior living homes are affordable, outlining typical prices across city tiers, ongoing maintenance and healthcare costs, and the drawbacks of borrowing after retirement. It works through three sample profiles, mentions rental assisted-living options and explains occupancy limits that heirs may face.
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Can you afford senior living housing? Key factors to consider before investing