CIBIL score: Do missed EMIs on delayed real estate projects affect your credit rating?

Last Update Date: 06-10-2026

Published by Hindustan Times3 August 2025

Abhishek Kumar's role: Quoted

Abhishek Kumar pointed out that buyers facing a delayed flat are stuck between paying the home loan EMI and, in many cases, rent for where they live now.

More of Abhishek's views on debt and loans

The article looks at homebuyers paying both rent and EMIs when a project is delayed, and how missed EMIs hurt their credit score. It explains that bureaus record defaults regardless of the reason, and covers options such as pre-EMI plans and asking lenders for a moratorium.

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CIBIL score: Do missed EMIs on delayed real estate projects affect your credit rating?

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CIBIL score: Do missed EMIs on delayed real estate projects affect your credit rating?

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