DINKs vs DIWKs: Crafting smart home buying plans for long-term financial health
Last Update Date: 06-10-2026
Published by Hindustan Times
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested that couples of any family type put retirement saving ahead of an early home purchase and buy only if they expect to stay at least five years. He added that buying can help families who need stability or face sharply rising rents.
More of Abhishek's views on money management
The article compares how dual-income couples with and without children approach buying a home. It explains why childless couples often prefer renting in costly cities, suggests home budgets for each type of household, and applies a 40% EMI-to-income limit to show the income needed for different home prices.
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DINKs vs DIWKs: Crafting smart home buying plans for long-term financial health