Earning Rs 1 crore but can’t afford a Rs 5 crore home in Gurgaon? An expert breaks it down
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar, in a LinkedIn post the outlet cited, said net income rather than gross salary should guide home buying, and that property prices outpacing salaries make this a systemic issue rather than a personal finance failure.
More of Abhishek's views on money management
The article discusses why even high earners struggle to buy homes in large cities such as Gurgaon. It covers the gap between gross and take-home pay, the rise in property prices compared with salaries, competition from wealthier buyers and the risk of taking a long home loan late in a career.
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Earning Rs 1 crore but can’t afford a Rs 5 crore home in Gurgaon? An expert breaks it down