Financial conflicts among couples: Balance joint and solo accounts
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said a hybrid set-up of joint and separate accounts often balances shared goals with personal freedom. He suggested funding major goals from joint accounts, agreeing a no-questions limit for small personal spends, and making a structured plan to repay debt.
More of Abhishek's views on money management
The article looks at why couples argue about money, from different spending habits and risk appetite to income gaps and undisclosed debts. It suggests a mix of joint and personal accounts, regular money conversations and reviews, and outlines steps for couples already in conflict, including mediation and postnuptial agreements.
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Financial conflicts among couples: Balance joint and solo accounts