Gen-Z vs millennial: Who is better at saving money?
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said early financial struggles shape saving habits, and that social media raises Gen Z's awareness but also exposes them to unregulated advice. He suggested both groups automate saving, with millennials paying down high-interest loans.
More of Abhishek's views on money management
Drawing on several surveys and studies, the article compares how Gen Z and millennials save. It finds millennials hold more emergency savings, while Gen Z saves a larger share of a smaller income. It also looks at their motives for saving, the role of digital tools and the challenges each group faces.
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Gen-Z vs millennial: Who is better at saving money?