Got your first salary? Here’s how young Indians are making it work
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested setting aside at least 5% to 10% as a liquid emergency buffer before discretionary spending, and automating savings once high-interest debt is under control.
More of Abhishek's views on money management
The article looks at how young Indians are managing their first salaries: covering fixed commitments first, keeping an emergency buffer, avoiding small recurring leaks, clearing high-interest debt, buying personal health cover and investing in their careers, while keeping room for leisure.
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Got your first salary? Here’s how young Indians are making it work