How professional instability is shaping financial planning, career choices for Indians

Last Update Date: 05-10-2026

Published by The Federal

Abhishek Kumar's role: Quoted

Abhishek Kumar said job insecurity has become a key trigger for seeking financial advice. He noted many clients are asset-rich but cash-poor, and said his firm advises keeping six to 12 months of expenses in liquid cash and diversifying.

The Federal explores how layoffs and job insecurity, increasingly driven by AI, are changing how Indians plan careers and money. Through personal stories and expert views, it covers keeping larger cash buffers, cutting debt, upskilling, building backup career options and moving away from a fixed retirement timeline.

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How professional instability is shaping financial planning, career choices for Indians

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