How to fix credit report errors: Dispute on bureau site, alert lender
Last Update Date: 06-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar pointed out that credit reports can show loans a borrower never took, mismatched account numbers and closed loans still marked open. He added that delays in updating repayment status are also common.
More of Abhishek's views on debt and loans
The article explains common errors in credit reports, such as wrong personal details, duplicate or phantom loans and closed accounts shown as open, and how they can hurt a borrower's score. It sets out how to raise a dispute with a credit bureau and the lender, RBI timelines for resolution, the documents to keep, and how often to check reports.
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How to fix credit report errors: Dispute on bureau site, alert lender