How to pick a study-abroad loan amid weak rupee, tougher work visa regime
Last Update Date: 05-10-2026
Published by Business Standard
Abhishek Kumar's role: Quoted
Abhishek Kumar said families should stress-test repayment against Indian salaries, borrow conservatively and avoid putting key assets such as homes at risk. He also flagged often-missed costs, including inflation abroad, currency swings and initial deposits.
More of Abhishek's views on debt and loans
Amid a weaker rupee and tighter work visa rules abroad, the article explains how students and families can choose an education loan for overseas study. It covers rupee and foreign currency loans, lender criteria, hidden costs, margin money, fees, moratorium interest and the importance of repaying on time.
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How to pick a study-abroad loan amid weak rupee, tougher work visa regime