How to shift your MF portfolio from an MFD to an RIA
Last Update Date: 05-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar explained that a unit-level FIFO review can find units that can move without tax, and suggested redirecting SIPs first and phasing switches of high-gain units over 12 to 18 months for large portfolios.
More of Abhishek's views on choosing an adviser
Mint explains how investors can move mutual fund holdings from a distributor to a fee-only registered investment adviser. It covers switching from regular to direct plans, why a switch is taxed as a sale, routes for making the switch and ways to manage capital gains while doing so.
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How to shift your MF portfolio from an MFD to an RIA