Old money rules are broken: 15 financial planners on how investing has changed
Last Update Date: 05-10-2026
Published by The Economic Times
Abhishek Kumar's role: Featured
Abhishek Kumar said the 4% withdrawal rule may not hold in India given higher general and medical inflation and limited pension cover, and that 3–3.5% is a more sustainable rate in his experience.
More of Abhishek's views on choosing an adviser
ET Wealth asked 15 financial planners which long-held money rules no longer hold in India. Each names an old assumption and a revised view, covering topics such as inflation in retirement planning, health cover size, EMI limits, equity and gold allocation, emergency funds, life cover and education costs.
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Old money rules are broken: 15 financial planners on how investing has changed