Is Rs 50,000 salary enough to invest? Sebi advisor explains what actually works
Last Update Date: 06-10-2026
Published by India Today
Abhishek Kumar's role: Quoted
Abhishek Kumar said the first step is an emergency fund of six to twelve months of essential expenses, kept easily accessible. He suggested a 50-30-20 budget, SIPs in two or three index or flexicap funds, and avoiding direct stocks without market knowledge.
More of Abhishek's views on money management
The article looks at how someone with a monthly take-home pay of about ₹50,000 can start investing. It covers building an emergency fund first, a simple budgeting rule for needs, wants and savings, monthly SIPs, keeping the number of funds small, and common mistakes such as following social media tips.
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Is Rs 50,000 salary enough to invest? Sebi advisor explains what actually works