Lounge access: Try these credit cards for the best benefits
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar cautioned that lifetime-free does not mean cost-free, as such cards often need regular spending to keep benefits. He said providers use these perks as a loss leader and pointed to hidden costs such as high interest on missed payments, late fees and benefits that can change.
More of Abhishek's views on debt and loans
The article looks at lifetime-free and low-fee credit cards that offer airport lounge access, as banks tighten complimentary lounge benefits with minimum spends and fewer visits. It compares the spending conditions, reward structures and other features of a few cards, based on views from card specialists.
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Lounge access: Try these credit cards for the best benefits