Mumbai couple makes ₹2.2 lakh a month yet can't save: Expert explains what they could do differently
Last Update Date: 06-10-2026
Published by Mint
Abhishek Kumar's role: Quoted
Abhishek Kumar, in a LinkedIn post cited by Mint, said the couple lacked a savings structure rather than income, and suggested moving savings out on payday, keeping a separate fund for trips home and setting a fixed budget for leisure spending.
More of Abhishek's views on money management
Mint reports on a viral online post by a Mumbai man who said the couple find it hard to save despite a joint income of ₹2.2 lakh a month. The article lays out the couple's spending on rent, household costs, SIPs and outings, and the debate over whether the city or their habits were to blame.
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Mumbai couple makes ₹2.2 lakh a month yet can't save: Expert explains what they could do differently