Mutual Fund SIPs Can Take The Sting Out Of Your Home Loan Interest Rates

Last Update Date: 06-10-2026

Published by Outlook Money29 April 2023

Abhishek Kumar's role: Quoted

Abhishek Kumar said that while regular investing helps offset loan interest, borrowers should also prepay using pay rises, annual bonuses or other windfalls to reduce the interest burden.

More of Abhishek's views on debt and loans

The article discusses how a monthly SIP alongside a home loan can help offset the interest paid over a long tenure, and why expectations from such investing must stay realistic. It also covers other ways to cut loan costs, including prepayment, larger down payments, tax deductions and balance transfers.

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Mutual Fund SIPs Can Take The Sting Out Of Your Home Loan Interest Rates

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Mutual Fund SIPs Can Take The Sting Out Of Your Home Loan Interest Rates

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