Need periodic income before rejoining work? Here’s how to invest.

If you need periodic income before rejoining work, consider parking a portion of your savings-enough to cover your monthly expenses for the break period-in highly liquid, low-risk assets like liquid mutual funds. You can set up a Systematic Withdrawal Plan (SWP) to withdraw a fixed amount each month, ensuring steady cash flow while preserving capital. Additionally, maintain an emergency fund covering 6–12 months of expenses and secure adequate health insurance to protect against unforeseen events during your sabbatical.