Nitin Desai Suicide: Keep Your Repaying Capacity In Mind Before Taking Loans
Last Update Date: 06-10-2026
Published by Outlook Money
Abhishek Kumar's role: Quoted
Abhishek Kumar suggested that business owners tie borrowing to the ratio of annual profit to annual interest, and keep liquid assets enough to pay a year of interest if income falls.
More of Abhishek's views on debt and loans
Following the death of art director Nitin Desai, reportedly linked to heavy debt, the article discusses how to judge how much one can borrow. It covers assessing cash flow, budgeting, keeping debt payments within a share of income, an emergency fund, regular reviews, and extra caution for people with uncertain incomes.
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Nitin Desai Suicide: Keep Your Repaying Capacity In Mind Before Taking Loans